Free · 60 seconds · clarity for the stay-vs-depart decision
How long can you afford to job-hunt?
The 60-day clock is the legal deadline; your savings are the financial one. This calculator surfaces both: when do you run out of grace, and when do you run out of cash? Run them side-by-side to make the stay-vs-depart decision honestly.
Your runway
All figures stay in your browser. Severance amount is the net amount after tax withholding; if your gross is $50,000 expect ~$35K-$40K to land in your account.
Cash + brokerage you can access without penalty. Don't include retirement accounts.
After tax withholding. Often 65-75% of gross.
Rent + utilities + food + COBRA + everything else.
From the grace calculator.
How many months of burn you want kept as a hard floor (e.g. for departure costs / re-establishment in home country).
Information only
The cushion is the floor you don’t want to break — typical answers are 3 months of burn for staying in the US, or 6 months if you might depart (covers initial costs + early-arrival expenses).
Your runway
8.2 months
≈ 245 days from today, with a $25,500 cushion preserved.
Your financial runway extends well past the grace period. Decision can be driven by the immigration timeline, not the financial one.
Two clocks, side-by-side
Immigration grace period
60 days
Financial runway (with cushion)
245 days
Your tighter deadline is 60 days from today (immigration).
Pair with the other tools
- · Severance optimizer — find the $20K-$200K hiding in your offer (RSU acceleration, 401(k) NRA tax avoidance) — directly extends your runway.
- · Departure cost calculator — if departure is on the table, this surfaces the $15K-$40K all- in cost so you size your cushion correctly.
- · Grace-period calculator — the 60-day legal clock you’re comparing against.
This is an information-only tool, not legal advice. You are responsible for your decisions. When in doubt, consult an immigration attorney.